Hey, Dear viewers in this article I have provided 79 cash reviews from various reviewed site and also reviews from the user who already had experienced with 79 Cash loans, this way you get to know if this new loan lender is legit or Not.
Also, I have compiled alternatives To give you viable loan options to help you give freedom to decide the best Lender for your Financial Needs.
When it comes to securing a loan, trust and reliability are non-negotiable. For individuals considering 79 Cash Loan, it’s crucial to evaluate its legitimacy, customer experiences, and overall service quality.
This article compiles detailed feedback and reviews from real users to help you determine whether 79 Cash Loan is the right choice for your financial needs.
Overview of 79 Cash Loan
79 Cash Loan is an online loan matching platform, connecting borrowers with lenders for short-term loans ranging from $100 to $5,000.
While the platform does not lend directly, it serves as an intermediary, facilitating quick applications and fast loan approval processes.
Repayment periods range from 3 to 36 months, although specifics about loan fees, terms, and APRs are not always clearly disclosed.
The platform is owned by Nesmetaju, LLC, a company registered in Saint Kitts and Nevis. Despite its operational longevity and secure application process, the site has faced criticism for several reasons, including unclear loan terms and customer service issues.
Trust and Legitimacy
According to ScamAdviser 79 Cash Loan has a trust score of 65%, indicating a medium to low risk. While the platform appears legitimate, ScamAdviser suggests exercising caution before using its services.
Positive Highlights
- Secure Transactions: The site has a valid SSL certificate, ensuring safe data transmission.
- Operational Longevity: It has been in business for several years, which may indicate reliability.
Negative Highlights
- Low Traffic Rank: The platform has a low Tranco rank, reflecting minimal online engagement.
- Registrar Issues: The site’s registrar is known to host potentially unreliable websites.
- Negative Feedback: User reviews reveal recurring issues with service quality, fees, and transparency.
- Shared Hosting Risks: Hosting sensitive services on a shared server can pose security vulnerabilities.
Real User Reviews
Given Below are the reviews from users who already had experience with 79 cash loans, so let’s see how they showcase their expertise after using 79 cash loans.
1. Jessica H. – 1 Star
Unresponsive Customer Service and Delayed Funds
Jessica expressed frustration with 79 Cash Loan’s inefficiency:
“I needed money urgently and applied for a loan here. The process was supposed to be quick, but I didn’t receive the funds until two weeks later.
During this time, I tried contacting customer service multiple times, but they were completely unresponsive. I wouldn’t recommend this company to anyone in need of a fast loan.”
2. Mark T. – 1 Star
Unexpected Fees and Poor Communication
Mark was disappointed with hidden charges:
“I was drawn to 79 Cash Loan because of their advertised low fees. However, once I got the loan, I was shocked to see numerous additional charges that were not disclosed upfront.
Customer service was rude and unhelpful when I reached out for clarification. It was a financially draining experience.”
3. Alice K. – 2 Stars
High Interest Rates and Unclear Terms
Alice regretted her decision to borrow from 79 Cash Loan:
“The interest rate was much higher than what was advertised, and the loan terms were unclear. I ended up paying way more than I expected. The company feels misleading and opportunistic.”
4. Brian M. – 2 Stars
Complicated Repayment Process
Brian struggled with repayment logistics:
“Repaying my loan was a nightmare. The payment portal was confusing, and I had to call multiple times to ensure my payments were processed correctly. Even then, I was hit with late fees that weren’t my fault.”
Should You Consider Alternatives?
Given these recurring negative experiences, exploring other loan providers might be a safer choice. Here are some alternative loan options which you can used in place of 79 cash loans. Their advantages are listed below.
1. HonestLoans
HonestLoans has earned a reputation for reliability and transparency. The platform connects users to multiple lenders, increasing approval chances, so now you get to choose lowest APR on your desired loan amount. You can easily get approved for $50k Loans with low credit score.
Why Choose HonestLoans?
- Trusted by customers for emergency cash needs.
- Transparent terms with no hidden charges.
2. PaydaySOS
PaydaySOS is a well-reviewed option for individuals with bad credit. It specializes in payday loans with transparent terms and quick approvals.
Why Choose PaydaySOS?
- Designed for borrowers with poor credit scores.
- Simple application process with same-day approvals.
Conclusion: Is 79 Cash Loan Legit or Not?
While 79 Cash Loan appears to be a legitimate loan-matching network, it has significant drawbacks that warrant caution. Issues such as unresponsive customer service, unexpected fees, and unclear terms highlight the risks of borrowing through this platform.
The decision depends upon you and you must choose wisely because lenders and sometimes not so trusted and after loan approval they can change their terms and services.
To make an informed decision, consider user feedback and explore trusted alternatives like HonestLoans and PaydaySOS, which offer better reviews, reliable service, and transparent processes and can be trusted by a lot Individuals as safe and legit.
Choose your lender wisely, and ensure you fully understand the terms and conditions before signing any agreement. Your financial peace of mind is worth the extra effort!
